Life Insurance in a Retirement Plan
A qualified retirement plan may purchase life insurance to provide death benefits. Such a purchase must be authorized by the plan document but the decision to buy a policy may […]
What To Know About Disability Insurance
Among the many insurance policies you must carry from auto insurance and home insurance to health insurance, disability insurance isn’t a common consideration. However, disability insurance can be crucial in case you […]
What is the Conversion Privilege on Life Insurance?
If you buy life insurance, read through the documents provided to you. It is essential to learn all terms and conditions. Most policies have some fairly difficult language. It can be […]
The Basics of Life Insurance Premium Financing
Life insurance is necessary for many reasons, but to continue to carry coverage, you have to pay for it. Still, for some people premiums can be very high. The premium […]
How Much is Your Time Worth?
From the moment we all first received payment for work, we have, either consciously or subconsciously, put a dollar value on our time. When I was 10 years old, with […]
Annuities: Are They Right for You?
An annuity may be a viable option for your retirement financial security. An annuity is a contract between you and the insurance company by which you make a lump sum […]
Life Insurance Review
What Is A Policy Review? Life insurance policies need to be reviewed and evaluated to ensure: 1. Policy is performing as originally designed and is still on track to meet the financial […]
Understanding Long-Term Care Insurance Benefits
Getting older, sustaining a disability or suffering a chronic illness could get consistently more expensive as time goes on. They might also raise the possibility that you might no longer […]
How will your clients pay for long-term care services?
Most people don’t have an extra $100,000 available to pay for long-term care services. But according to Mutual of Omaha’s current cost-of-care study, that’s approximately what a year of nursing […]
Prudential Underwriting and Service Change
Important New Business Update: IRC 7702 Tax Limit Changes As a part of Prudential’s reconciliation process, impacted customers with a policy effective date in 2021 will receive a letter explaining […]
PruFast Track Program: New Requirement Effective July 19, 2021
To get more clients on their way to a faster, more convenient buying experience, beginning July 19, 2021, all PruFast Track eligible business MUST be submitted via Prudential Xpress QuickForm […]
SecureCare video resource library
Why wait to become an expert? Learning a new product takes time, and figuring out how to incorporate it into your practice can take even longer. But what if you […]